No two businesses are the same, the requirements you have for your fleet are unique to you, that is why the team at Toyota Fleet Management have developed a wide range of finance products that suit your needs.

We have a solution that will take care of your fleet financing needs whether you are considering vehicle finance via an operating lease, finance lease or term purchase.

Find out more about our comprehensive range of finance options below:

Operating Lease

For those customers who prefer not to take on the risk of selling their vehicle at the end of the lease period, an operating lease is the logical choice.  

You still have access to all of our Fleet Management Services and can select the services you want to form your monthly payment. You decide on the lease term and kilometre usage.

With an operating lease at the end of the term you can simply return the vehicle to TFM, we own the vehicle and take on the responsibility for the vehicle once the lease finishes, there is no residual value to pay.

Click here to find out more about the operating lease.

Finance Lease

A finance lease transfers the risk of ownership to you without transferring legal ownership. At the end of your lease, you can make an offer to pay out the lease, extend your term or enter into a new agreement for another vehicle.

A finance lease provides you with 100% financing at a known monthly cost with no capital outlay.  Lease rentals are generally fully tax deductible and are structured as lease repayments and interest.

Classic Finance

This is a sale of a vehicle where the legal ownership lies with the customer. A financier takes a security interest (PPSR) over the goods. No GST applies to interest and term charges. Just like term loan, you can claim depreciation and interest for business usage.

Sale and Lease Back

A Sale and Lease back agreement can help with cashflow. Your vehicle assets are sold to Toyota Fleet Management at their current book or market value. They are then leased back to your business, releasing capital immediately for you to use on alternative investments.

The sale and lease back option provides the following benefits:

  • Each vehicle is assigned a lease term and kilometre allowance tailored to its usage, with the lease expiry falling within your company vehicle replacement policy.
  • Structured transactions ensure the purchase price is compatible with your tax and accounting requirements.
  • Enjoy improved cash flow forecasting, due to fixed rentals or instalments.